Most people think you need thousands to invest or start a side hustle. Not true. I’m building passive income streams with just £200/month and this blog is proof.
💷 1. I Invest £100/month in ETFs
I use a Stocks & Shares ISA and invest in a global ETF like the FTSE All-World or S&P 500.
I don’t trade, I don’t check it daily — I just set it, forget it, and let it grow.
Why this works:
ETFs are simple, diversified, and compound over time. £100/month might not sound like a lot, but over years it adds up — and I never need to lift a finger.
🧠 2. I Use ChatGPT to Create Content
I use AI tools (like ChatGPT and Canva) to write blog posts, brainstorm product ideas, and even help with design.
This blog? Written with the help of AI. That saves me hours — and it’s free or super cheap.
🖥️ 3. I Built This Blog as an Income Asset
A blog is one of the lowest-cost, highest-potential online businesses. I spend 1–2 hours a week writing posts, sharing tips, and adding affiliate links.
Over time, the goal is to earn through:
- Display ads
- Affiliate marketing
- Digital product sale
I used Hostinger to launch this blog — it’s super affordable, and you can get started in under an hour.
🛍️ 4. I Plan to Sell Digital Products Next
I’m designing simple products like planners, trackers, and eBooks using Canva + ChatGPT.
Once they’re live on Etsy or Gumroad, I can earn while I sleep.
🧠 Final Thoughts:
You don’t need to be rich or an expert to start. Just be consistent, stay curious, and put your £200/month to work. I’ll keep sharing how it goes — every win and mistake.
Disclosure: This post may contain affiliate links. If you click and buy, I may earn a commission — at no extra cost to you.